The case for justice against some insurance company practices has been submitted. But despite the guilty verdicts, the victims, all insurance agents, have never received true justice. Now it is time for exposing the truth.

Oil Companies were found guilty of making billions of dollars in profits off gas consumers. For over one hundred years Life Insurance Companies have made millions off of consumers. However making money off of consumers is the American Dream to getting rich. This article reveals a turn of events on whom is making money off whom.

The guilty verdict is unanimous when Life Insurance Companies train their agents to fail. When an agent fails, every upcoming premium and renewal is forfeited to the Career Life Insurance Agency. Using their unaltered time tested practices, success means an agent leaving, not an agent being promoted. An agent lacking money and survival skills can only last so long until leaving. That's when the Insurance Company easily can make over $200,000 additional on the policies this agent wrote.

THERE ARE SIX COUNTS WHERE LIFE INSURANCE COMPANIES HAVE GUILTY VERDICTS

1. The person(s) that recruits you must follow guidelines. The data is highly revealing. It reveals that fully 50% of applicants can not go out and sell insurance. They are order takers and not insurance seals people

2. The companies gladly hand new agents "leads", so bad in quality that no experienced agent would want them for free.

3. Career agents do not get guaranteed vested renewals until they have been with the company 5 to 10 years, if ever. The company knows 10% or less of the agents will still be there in four years.

4. Often a career agent gets a commission of say 55%, instead of 65%, 75%, or even 90%. Surplus overrides go the career insurance agency to offset expenses. (Plus a little skimming off the top)

5. The career agent receives very little on hands assistance outside the office from the life sales manager. The sales manager spends some time with the other 14 new agents. Additional time is set aside for following up on his own leads, conducting staff sales meetings, and spending time working on recruiting more agents.

6. The average sales manager has consistently at least one agent in the phase of quitting or being forced to quit for lack of production. This same new sales manager must get another replacement agent in the training stages and rolling along.

The departed insurance agents look like a failure, and the accounting of insurance company profits look like a big success. It almost like looking at the faces of a bus load of senior citizens leaving a casino where every machine was rigged.

Insurance profits constantly increase, compliments of former insurance agents.

Many Americans believe America is the land of opportunity. America certainly is, but the insurance industry is not the land of opportunity. Sorry. As long as there are people looking for jobs and the insurance ads imply they are stairways to achieving the American dream, there's no way to pull this plug.