THE HIGHEST CONCENTRATION percentage wise of favorable factors, not the state size determined our results. 2 large geographic states, Colorado and Arizona are right down near the bottom of the list. Demographic data, relative income, agent base, consumer figures, and demand are a few of the decisive relevance used.

THE TOP INSURANCE AGENT STATES ARE FLORIDA, CALIFORNIA, AND TEXAS.
Florida gets the #1 top insurance agents ranking

Florida is the number one state without any doubt. Here are some reasons. The population of experienced agents to the total citizen population is on the low side. Enhancing this is the constant influx of elderly new residents. Many of these higher middle income and new residents, wind their way down from the Northeastern and Midwestern states, sweetening the potential client base.

In percentage of senior citizens Florida ranks number one. This senior retiree is ideal for investment annuity and financial products. Top insurance agents enforce their savings lasting long enough. Additionally, the large senior citizen base opens up a tremendous and almost unlimited long term care insurance need. With so many seniors, agents specializing in selling senior market products have plenty of prospects to explain benefits to. For other agents, the younger than average work force is rarely unionized and employer paid health plans are rare, making major medical and supplemental products a ready made market.

THE MAIN REASON FLORIDA HAS THE HIGHEST PERCENT OF TOP INSURANCE AGENTS..Veteran insurance agents from Midwestern and northeastern states, with 25 to 30 years of proven experience decide to end their productive selling career. To get away from the cold and blowing snow, the choose Florida as the state with the southern sun, that will provide the fun they so rightfully deserve. But after awhile this former insurance pro starts to get antsy. Shuffleboard, and buffet dinners are a long way from the challenge and thrill a good insurance sale provided.

The agent looks at some choices: supermarket bag boy, shopping store greeter, restaurant bus boy, or independent insurance agent. The choice is easy, he gets licensed again, giving him excitement and independence, while still maintaining a semi-retirement. These top insurance agents have so much product knowledge and selling skills, that their "part time" efforts can exceed those of full time agents. Rock the market with best overall agents in their class.

Ranking extremely close behind Florida are California Insurance Agents
California ranks as the champion when you look at the ratio of total licensed agents to those that independently broker insurance products - it is unsurpassed. Agents are exceptionally open minded to new producers to broker the best plans to their clients. The number of 50 to 300 agent career agent agencies is very low, and because of congested traffic, the amount of personal producing General Agents that are home based exceeds all others. This distinct factor is directed more toward the metro Los Angeles area.

Where's the area of least resistance? Definitely the northern portion of California, zip sectional centers 940-960. These agents are passed over by extensive telemarketing, email, or mailings their southern counterparts do. As these agents are ideally receptive, the downfall is that to retaining a top insurance agent is that product must remain superior, along with maintaining a strong agent relationship.

A unique reason California agents are among the highest moneymakers. Just look at the average cost of owning a home in upscale area of California, and compare it to some upscale cities in southern states. It is often surpasses 6 times as much to buy! This means the top insurance agents in California need to make money and lots of it. Translated to recruiting it provides an unparalleled need to write mighty large premium polices. In addition a steady flow of applications. California is a treasure chest state.

"Good, better, best; never let it rest till your good is better and your better is best." --Anonymous

TEXAS HAS A HIGH PERCENTAGE OF TOP INSURANCE AGENTS

Let's look at the direct negative aspect first. Over 3 out of 10f licensed agents is licensed with a very controlling captive multi-line insurer. Just look in the yellow pages, and you will find agent after agent advertising SF, Farm Bureau, AAA, Nationwide, and similar carriers. This eliminates a lost of agents rarely selling life and health insurance policies.

The power tools evident in Texas are (1) the agent turnover is well below the national average, (2) the number of independent agents and agents that broker outside their primary carrier is well above the national average. Add to this the small amount of unionized employees or those with employer benefits, and you have a golden egg for health and medical plans. Texas oil and cattle ranch farms are a magnet for high level estate and financial planners. In Texas its lead or follow with no in-between. Lead the way by carefully selecting the top insurance agents in Texas.